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Fixed Deposit / Term Deposit

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Lock away a lump sum for a fixed period and earn attractive profit-sharing returns. Structured on the Mudarabah (profit-sharing) model, your deposit is invested in Sharia-compliant activities and you receive an agreed share of the profit at maturity — a smart, ethical way to grow idle funds.

Key Features
- Competitive profit-sharing returns (Mudarabah) — no interest
- Flexible tenors to suit your goals (e.g. 30, 90, 180, 365 days)
- Higher returns than a regular savings account
- Automatic rollover option at maturity
- Certificate of deposit issued for your records
- Can serve as security for financing

Eligibility / Requirements
- Existing or new Quantum MFB account
- Valid means of identification
- Bank Verification Number (BVN)
- Minimum deposit amount as advised by the bank

How to Apply
Visit any of our branches, call 0903 495 5555, or speak to a relationship officer to set up your deposit.

[DRAFT — rates/fees pending client tariff schedule]