Regulatory Disclosures

[DRAFT — pending client/legal confirmation]

Licensing
Quantum Microfinance Bank Limited is Licensed by the Central Bank of Nigeria (CBN) to operate as a microfinance bank.
CBN Licence Number: FPR/NIB/CON/MFB/001/0070

Corporate Registration
Registered with the Corporate Affairs Commission (CAC).
RC Number: RC 802450

Deposit Insurance
Deposits held with Quantum Microfinance Bank Limited are insured by the Nigeria Deposit Insurance Corporation (NDIC), in line with applicable NDIC coverage limits and regulations.
NDIC Insured Institution Number: [pending]

Sharia-Compliance / Ethical Banking Statement
Quantum Microfinance Bank Limited operates on Sharia-compliant, non-interest (ethical) banking principles. Our products and services are structured to avoid riba (interest) and to promote fair, transparent, profit-and-loss-sharing arrangements that serve the real economic needs of our customers and communities. We are committed to ethical finance that is inclusive, responsible, and rooted in the values of trust and partnership.
[DRAFT — Sharia Advisory Council / governance details pending client confirmation.]

Consumer Protection
We are committed to treating our customers fairly and to resolving concerns promptly. If you have a complaint, please contact us first at complaint@quantummfb.com.ng so that we can address it.

If your complaint is not resolved to your satisfaction, you may escalate it to the Central Bank of Nigeria through the CBN Consumer Protection Department via the CBN consumer-protection channel [contact details pending confirmation].

Quantum Microfinance Bank Limited adheres to the CBN Consumer Protection Framework and related regulatory guidelines governing the conduct of microfinance banks in Nigeria.

[DRAFT — all regulatory wording above is pending client/legal confirmation before publication.]